Today on Money Cents we’re discussing student loans. To many, a college education is incredibly important, however coming up with the cash to pay for school can be a challenge for several families. When it comes to taking a loan including student loans it is always best to know you have options. One option when borrowing for education is a loan offered under government programs which is a great one to consider because they traditionally have lower interest rates. To do this visit your schools financial aid office. The second most common loan option is through private lenders which involves banks, credit unions or online lenders. Everyone has different criteria to meet their eligibility so make sure to consult with your local professionals for further assistance.